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Calculators


Got a question that involves number crunching? Use the calculators on this page to find the mathematical answer to the most commonly asked number-crunching questions, and see your inputs displayed next to the graph, chart, and/or table output in a side-by-side display.

Calculator: Print This Page
Saving or Investing Calculator
$
$Monthly
Annually
1st:
%
2nd:
%
3rd:
%

*Enter a value in the first box to generate a chart illustrating the effect of that rate of return on your savings or investments. You can also generate a chart comparing the effects of up to three different rates of return by entering other values in the remaining boxes.

Years

How much will you accumulate if you save or invest regularly? Use this tool to calculate and chart the future value of regular monthly or annual deposits.


Calculation assumes that additional deposits are made at the end of the applicable period (month or year).


Saving or Investing Calculator Chart
How much will you accumulate if you save or invest regularly?

After 30 years, if you start with a balance of $10,000 and save $1,000 a year at 5%, you will have accumulated an estimated $109,658.
Using the same assumptions as noted below, this chart compares the same initial and subsequent deposits for the same term at three different expected annual rates of return.



    Assumptions

  • Calculation assumes earnings are compounded (monthly/annually).
  • Calculation assumes that additional deposits are made at the end of the applicable period (month or year).
  • Calculation does not take into account the effects of inflation.
  • Calculation does not take into account the effect of federal or state income taxes.
  • If you are investing in stocks or stock mutual funds, obtain a prospectus and read it carefully. Past performance is no guarantee of future results.
  • The results are hypothetical and may not reflect the actual growth of your savings or investments.
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 Michael D. Krost is a Registered Representative of and offers securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AL; GA; IN; TN; PA; OR; OK; OH; NY; NM; NJ; NE; WA; VA; TX; NC; MO; MD; MI; MA; LA; KY; KS; IL; FL; AZ; CA; DE; CO; AR. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Michael D. Krost Individual is also separately registered as an investment adviser representative under MDK Financial Group, Inc., a registered investment advisor, not affiliated with Royal Alliance Associates, offering advisory services in the state(s) of AL; GA; IN; TN; PA; OR; OK; OH; NY; NM; NJ; NE; WA; VA; TX; NC; MO; MD; MI; MA; LA; KY; KS; IL; FL; AZ; CA; DE; CO; AR in which the RIA is registered. As such, these services are strictly intended for individuals residing in state(s) where MDK Financial Group.


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